Wealth Management FAQs

Our intellectual curiosity makes us unique.  We constantly work to remain current and expand our knowledge to best serve our clients.  We challenge our core beliefs regularly to ensure they continue to be relevant in an evolving global economy and we work hard to anticipate changes in taxes, economics, and technology.  We also contribute to professional publications to help advance the discipline of financial planning.   

Second, our independence allows us to provide the most appropriate solutions for your unique needs.  We are not affiliated with any financial institution and seek out the best solutions for our clients while avoiding any conflicts of interest. 

Third, all our employees have at least 10 years’ experience working with Helmick & Company, LLC.

And finally, we actually have a live person answer the phone and direct your call when you reach out to us.  We take pride in the service we provide to our clients.

Our clients are typically individuals and business owners who need help removing the financial uncertainty of the future so they can focus on the present.  They need assistance managing and coordinating today’s financial decisions to achieve their future goals.  Our clients typically do not want to manage their financial affairs on a regular basis, are looking to simplify their lives, and are willing to enter into a long-term relationship that is mutually beneficial. 

Trustmont Financial Group is an independent broker-dealer who provides back-office support services such as compliance and trade execution for us.  As a registered representative with a Series 6 and 7 securities licenses, we are required to register with a broker-dealer to sell securities to the public.  Trustmont Advisory Group is a Registered Investment Advisory firm that provides financial advice for a fee and acts in a fiduciary capacity when working with clients.  This means that when we work with you as part of Trustmont Advisory Group, we must always put your best interests ahead of our own. 

When working with clients as part of Trustmont Advisory Group, we are considered fiduciaries. 

There are multiple ways in which we may be compensated.  As an independent firm, we offer fee-based services and commission based options depending on client preferences and what is in their best interest.  Please contact us for our disclosure document and our fee schedule.

Yes, it is prudent to meet with new clients initially at no cost to determine if we are a good fit to service their needs and to determine if we can provide them with value.  

We hold securities licenses in multiple states and when conducting business as an RIA through Trustmont Advisory Group, we can conduct business with clients living in any state. 

Yes, you will be provided access to multiple sites to access your financial plan and investment accounts; these sites are updated daily. 

Our client assets are held in custodial accounts at TD Ameritrade Institutional, RBC Capital Markets, or directly at the mutual fund companies where we invest client assets.  At no time are your assets held by Helmick & Company Wealth Advisors, LLC.   Each of these entities follow the SEC’s “custody rule” for safeguarding of client assets.